A Great Tip to Free Verses For Christmas Business Cards

Because of the bad economy, it is understandable that many business owners are looking for cheap marketing tools to promote their products. And, with Christmas fast approaching, it is imperative to start promoting by sending greetings right after thanksgiving. If you run a business and are looking for free verses for Christmas business cards, I recommend the use of the internet tools that are available at no cost. My big tip is to turn the business card into a video with Christmas wishes. It is effective, quick and free.

Sending Christmas wishes during the holiday season is a great way to thank your customers for being loyal to the business. And making a video to do so will be very well received. For online businesses, this can be achieved by incorporating a video on the first landing page greeting the customers as soon as they click on the link. The video contents can have you talking directly to the customers, or it can include your voice mixed with attractive graphics and texts. If you do not have a website to promote your product, you can still use emails to share the video. The process of making a video and sharing it comes at no cost as described next.

The first step of making a video is to come up with warm greeting quotes. This step is same as finding free verses for Christmas business cards. It is simple and free. You need to search for the E-Greetings website and check the contents of the posted cards. A cool Website with great Christmas quotes can be found at the web link "allgreatquotes.com".

The next step is to record the video and edit it using Windows Movie Maker software which can be downloaded for free. This software has a very good step-by-step tutorial that is easy to follow. It takes few minutes to learn and use. There are two types of videos that can be made: The first type consists of creating slides with pictures and adding your own voice using the "sound Recorder" free software. The second type of video consists of taping yourself greeting the customers, which I recommend. And it is easy to make such video using the software named "CyberLink YouCam", which can also be downloaded for free. This software has actually a cool Christmas picture frame that you might use as a background. Note though that you should have a Webcam installed in order to use this software.

Posting the video on the internet cannot be simpler. You can open a free "YouTube" account and follow the quick and easy instructions on how to upload the file. Then, you can either copy the link and include it in your email to the customers or copy the embedded code and paste it into your online business website.

Fix Your Credit Report Post Bankruptcy If it Shows Active and Derogatory Dismissed Creditors

A major drawback for filing bankruptcy is that you will have really bad credit score and credit report. Instead of feeling hopeless, you can proactively work to fix your credit score through different means. Your bankruptcy petition or documents will have the list of all the creditors and the debt that you owe to them. In order to track the progress of credit restore process, you want to make sure that the creditors from the bankruptcy petition are precisely represented in the credit. If you think social security number is crucial, then you should treasure your credit report also. It is what identifies you financially. Any creditor will require your credit report in order to see if you are qualified to be given the loan. If you are buying a car, house, or even just buying a big ticket departmental store product, it will all necessitate a credit check to see if you are credit worthy. If you do not take care of managing your credit appropriately, you will have many issues later on in life.

Your credit report after the bankruptcy should only show that the debt to each of the creditors has been discharged and not active or anything derogatory. If you find that your credit shows otherwise, this is most likely the oversight of the credit agencies. Instead of waiting for someone else to fix your credit report, take the proactive way and reach out to the appropriate parties involved. There are 2 ways to restore this problem, one is free but dreary, the other will cost you money.

Option #1: DIY (do it yourself)

In order to rectify the credit, you should first collect the following 3 documents:

• Driver's license
• Social security card
• Schedule F from the bankruptcy petition (this is the schedule that lists all the debt including the name, account number and address of the creditors)

Make at least 3 copies of each of the above documents. You want to demonstrate to the credit agencies that such discrepancy should not be in your credit. You want to mail these paperwork along with the appropriate dispute request to the credit agencies so that the mistake can be corrected. You want to prove to the credit agencies that the debt from the specific creditor has been discharged by the bankruptcy court and should not be listed as such in the credit report. Make sure that the credit agencies update their records on your credit report using the new data that you have provided for them. No one should care more about mending your credit than yourself, so be on top of the credit bureaus until they correct the problem. Follow up with the credit agencies and make sure that the dispute has been resolved and your credit history is clean again.

Option #2: Hire a lawyer to fix your credit report

If you can hire a lawyer, he/she will be able to help you settle the discrepancy you have with your credit.

The final goal is to have an accurate credit report no matter which choice you have chosen to fix it. You want your credit report to be as clean as possible, without any creditors listed as active or derogatory. Remember your credit report is one of the important key to a good financial future, and you should have the best possible credit report you can get.